UK instrument insurance

March 27, 2023, 10:50 AM · I have found out that Clarion is a little leery of insuring instruments that will be taken abroad for any meaningful length of time. Does anyone know a domestic insurance firm that is more flexible, or one based in the United Kingdom?

Replies (11)

Martin McClean

March 27, 2023, 11:04 AM · A lot of professionals use Allianz- I've written damage reports, valuations etc for them and they seem very reasonable.

Stephen Symchych

March 27, 2023, 11:14 AM · Thanks. Will investigate.

Gordon Shumway

Edited: March 28, 2023, 8:48 AM · I have heard good and bad things about Allianz.
I use New Moon.

Jake Watson

April 6, 2023, 12:32 PM · I asked my teacher during my lesson the other day and she was full of Allianz's praises

elise stanley

Edited: April 10, 2023, 5:15 AM · The proof of the pudding - is in the payout. Was it full? Speedy? Hassle free?

I insured mine (Canada) on my house insurance as a line item. All of the above was true - and they let me buy back my damaged instrument for its residual value.

The good thing about having it on the house insurance is that they have an incentive to not loose you as a customer. However, I stress that it must be a separate line-item. Else if you claim on the house insurance it will affect your entire policy.

John Rokos

April 10, 2023, 10:11 AM · Oh Elise, did your luthier REALLY repair your violin so that it now sounds just like a pudding?

Stephen Symchych

April 10, 2023, 10:54 AM · You mean, like a Guarneri Filius Andrea? A useful skill.

elise stanley

April 10, 2023, 1:22 PM · John wrote - "Oh Elise, did your luthier REALLY repair your violin so that it now sounds just like a pudding?"

LOL! actually it sounds like a little pancake - with garnish delights.
Its a Blini.

[Nickname for my Luiz Bellini...]

Chris Keating

April 14, 2023, 3:28 AM · I'm with Allianz for musical instrument cover. They seem good - low hassle and none of the usual nonsense you get with insurers about raising renewal premiums until you call them and tell them you're leaving. Though the total value of violins and bows is a relatively modest £10k, and I've never had to make a claim.

Gordon Shumway

April 14, 2023, 4:18 AM · "I've never had to make a claim."

The proof of the pudding, etc

Stephen Symchych

April 14, 2023, 5:04 PM · They also prevent elephants from breaking and entering into your house.

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