Something that Paul and Elise said in another thread made me curious to ask this question. I do, as a matter of course, have a liability insurance policy specifically for playing and teaching.
I was talking to my colleagues about this. All said, "no" one asked what it was. The UK does not have a litigious culture but I see this as a logical thing to have like wearing a seatbelt or insuring your violin.
Who here has this insurance and who has chosen not to take it? What was the reason for taking it or not?
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